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Often when we are under pressure we just react to situations. One of the great benefits of choosing to become proactive in managing your use of time is that you can become proactive in all other [...]

Completing a homemade will or will kit may be cheaper than having a competent lawyer prepare your will, however it could cost your business, your business partners and your loved ones in the [...]

Employers often ask us if it’s OK to deduct money which they believe the employee owes to them. Before you deduct any money from an employee’s pay it is very important to understand what [...]